100% Approval!

·•Everyone Deserves a Second Chance

•The very best in Credit Repair

•We help you improve your credit score

•15,000 mile warranty with most vehicles

Start The Approval Process

Application Type *

Individual Application

Joint Application

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Applicant Information

First Name *

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Middle Name

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Last Name *

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Phone *

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Email *

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Date of Birth *

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Social Security Number *

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Driver's License #

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Issuing State

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Expiration Date *

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Has the applicant filed for bankruptcy in the past 5 years? *

Yes

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Applicant Residence

Current Address *

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City *

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State *

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ZIP *

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Years at this Address *

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Months *

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Housing Type *

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Monthly Payment *

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Previous Address *

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City *

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State *

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ZIP *

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Years at this Address *

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Months *

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Applicant Employment Information

Current Employer *

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Position *

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Phone *

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Years *

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Months *

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Gross Monthly Income *

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Co-Applicant Information

First Name *

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Middle Name

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Last Name *

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Phone *

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Email *

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Date of Birth *

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Social Security Number *

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Driver's License #

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Issuing State

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Expiration Date *

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Has the coapplicant filed for bankruptcy in the past 5 years? *

Yes

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Co-Applicant Residence

Current Address *

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City *

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State *

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ZIP *

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Years at this Address *

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Months *

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Housing Type *

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Monthly Payment *

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Previous Address *

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City *

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State *

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ZIP *

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Years at this Address *

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Months *

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Co-Applicant Employment Information

Current Employer *

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Position *

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Position *

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Years *

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Months *

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Gross Monthly Income *

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Trade Info

Year

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Make

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Model

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Trim

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VIN

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Mileage

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Payoff

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Monthly Payment

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Other Info

Vehicle

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Cash Down

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Any other information we should know?

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Terms and Conditions

By completing this secure, online Credit Application and clicking "I Accept" and pressing "Get Approved" you authorize us to begin a credit investigation, including obtaining your consumer credit report, employment history, creditors' experiences with you as a consumer and to forward or allow direct electronic access, your application to lenders, financial institutions, or other third parties in order to process your application. We the Dealer, may obtain information about you as described in this notice, which we handle as stated in this privacy policy notice. This does not apply to information obtained in a non-financial transaction.

We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms in connection with a financial transaction;
- Information about your transactions with us, our affiliates, or others; and
- Information we receive from a consumer reporting agency.
We may disclose the information we collect, as described above, to our affiliates, to other financial institutions with whom we have joint marketing agreements, or to companies that perform services or functions on our behalf. These companies may include financial service providers and non-financial companies such as computer and data processing companies, and marketing and aftermarket service providers. These companies will be contractually obligated to keep the information we provide them confidential and to use the information only to provide the services requested of them. We observe limits and restrictions set by law as to sharing of information with our affiliates or others.
We may disclose nonpublic, personal information about you as a consumer, customer or former customer, to nonaffiliated third parties as permitted by law.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

MINIMUM PHYSICAL DAMAGE INSURANCE IS REQUIRED FOR THE FULL TERM OF THE INSTALLMENT CONTRACT to protect all interests thereunder against collision, fire, theft and the additional hazards covered by Combined Additional Coverage. YOU MAY CHOOSE THE PERSON THROUGH WHICH ANY OF THIS INSURANCE IS OBTAINED.

FAIR CREDIT REPORTING ACT DISCLOSURE I/We understand that this application for credit will be submitted by the Dealer to various financial institutions for evaluation.

Be sure to check your Credit Application for completeness and accuracy before submitting. Once submitted, you will not be able to return to make changes.

I/We have read and understand the above terms and conditions and accept the terms and conditions. *

I/We have read and understand the above terms and conditions and accept the terms and conditions.

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100% Financing Approval Rate Second Chance Auto

At Second Chance Auto we believe that EVERYONE, no matter what their situation may be, deserves a second chance We do more than sell great reliable clean cars at fair prices… We are experts; we are the very best, in CREDIT REPAIR. We help good people improve the quality of their lives by providing a program that absolutely can and will help them improve their credit score while driving an affordable reliable vehicle. 99.9% of the “Buy Here-Pay Here” car lots here in Utah only report to the credit bureaus when you miss a payment or when your vehicle is re-possessed. Plus, many charge 30-37% interest. We are amongst the best rates in the state guaranteed here at Second Chance Auto. Not only do many “Buy Here-Pay Here” dealers charge insanely high interest rates, they do nothing to help you improve your credit situation. Here at Second Chance Auto, your on-time payments will be reported to ALL OF THE MAJOR CREDIT BUREAUS each and every time so you can and will improve your credit score. By so doing, you will qualify for much lower interest rates and save thousands and thousands of dollars over time…upgrade to a nicer newer vehicle or purchase the home of your dreams… improving your credit score will help you improve your quality of life! One thing we have learned over the years is that when cars break down and need repairs, many people struggle making on-time payments because they are forced to spend money fixing their car rather than making their car payment. Because of that, before we sell a car, each and every one receives an extensive multi point inspection to ensure reliability. We pride ourselves is only selling RELIABLE TRANSPORTATION. Ask to see a “Car Fax” or “Auto Check” on any of our vehicles. Ask us what our mechanics found during their inspections have enjoy the peace of mind that those things were professionally repaired. Having trouble selling your car? We can help! Because we GUARANTEE FINANCING to everyone REGARDLESS of their credit situation, we can and will sell your car! Simply put, we do what other dealers can’t.